What we do
Empowering Businesses with Professional Excellence
Credit Processing & Appraisals
Credit Processing & Appraisals (CPA): CPA is one of the verticals where we provide end to end services for credit and operations activity for various Retail Assets Products for Banking and Non-Banking Sectors.
Examples of our services include personal loans, business loans, auto loans, educational loans, TW loans, loans against property / mortgage loans, commercial vehicle &home loans. We are flexible in executing the operation either at the client location or SUNMAX office.
Various subservices under this activity are:
- Login and documents check
- Discrepancy resolution with sales support
- Preparation of Credit Approval Memo as per policy
- Bank statement analysis, data update in CRM with additional checks
- For Operation related activity, we health checks of PDC/ECS and Agreements by preparing
- Disbursal Memo/Voucher
- CIBIL and Internal DE dupe Checks
- Credit Accumulation Management (CAM) preparation
- All Credit Related Website Checks for Loans
- For comprehensive products viz. business loans and mortgage loans, we can assess the financials
- For deriving various ratios required for credit decision by the client’s underwriting team.
Audit and Assurance
We provide a wide range of assurance services principally external Audit of Financial Statements, Review of Financial Statements Agreed upon Procedures Compilation Report, Group Audit and due diligence for corporate, trust and high net worth Individuals.
Customer Point Verification
We do address and profile verification for almost all products under HDFC Bank’s Personal Loans and Credit Cards across Tamil Nadu and we are one of the major vendors for HDFC Bank, having field strength of 140 Executives.
Retail Assets Loan Discussion (Credit Appraisals)
We conduct Personal Discussions for personal loans, auto loans and loans against property throughout Tamil Nadu. We do credit appraisals of personal loans for Salaried, Self-Employed, and Self Employed Professionals. We also do Trader Policy Loans and assess their strengths through audit and give projected Profit and Loss and Balance sheet. We have an excellent team of people to handle the process in Tamil Nadu.
Inventory Audit for Retails Assets and Channel Finance
We conduct Inventory Audits for Cars Loans and Commercial vehicles. We also do Trader Policy Loans Appraisals and prepare Profit and Loss Account and Balance Sheet for business which operates more on unaccounted transactions.
Cash Credit Audit for Retails Assets and Channel Finance Customers
- Cash Credit Audit for Cars Loans and Commercial vehicles in Tamil Nadu and Kerala.
- Checking Spares Data for three months under ABC Analysis
- Audit of Customer Books for Stock, Debtors and Creditors
- Physical Verification of Stocks and Spares and Vehicles
Call Centre Management
SUNMAX is also into Call Centre Management for Tele verification of credit for Retail Assets, Mortgage Loans and credit cards pan India Operations. Outbound Call Centres for Customer Relationship Management. Call centre management for Major Telecom Companies such as AIRTEL, IDEA and erstwhile AIRCEL.
Receivable Management
SUNMAX have experience in Card Collections – Inbound & Outbound:
Collections of Overdue / Delinquent amounts from Credit Card Customers. Bank Collections – Responsible for the collection of overdue amounts from loans / overdrafts. SUNMAX can set up Call centre for Zero and First Bucket Customers for South India.
Data entry Management
Collection, verification and recording of data entry and data management of financial records for corporates.
Service Offering
- Credit Processing & Appraisals
- Audit and Assurance
- Customer Point Verification
-
Retail Assets Loan Discussion
(Credit Appraisals) -
Inventory Audit for Retails Assets
and Channel Finance -
Cash Credit Audit for Retails Assets
and Channel Finance Customers - Call Centre Management
- Receivable Management
- Data entry Management
About SunMax
SUNMAX GROUP is a closely held business entity providing professional services since 2001.
SUNMAX has been providing Back Office (Outsourced) Services for Retail Banking Business, Investment advisory, Accounting, Recruitment, Temporary Staffing and Human Resource Administration to Indian companies, SMEs, firms and high net worth Individuals.
SUNMAX provides experts services in Credit Appraisals, Call Centre Management for Credit Verification and Receivables Management, Inventory Auditing and Cash Credit Audits for Banks. SUNMAX is professionally managed accounting, management and Services Company. The Company is primarily an audit and accounting firm which provides a wide range of high quality financial services (audit, accounting, tax, consulting and business advisory) by a group of dedicated young talented professionals who delivers the best to our valuable clients in a timely and cost effective manner.
Who we are
SUNMAX specialized in providing high end management services to companies and SMEs. We offer back office support services, recruitment, training, market research and financial services.
SUNMAX motto is to assist our clients in attaining exceptional quality, growth and productivity. SUNMAX offers its clients a unique opportunity to expand their businesses with the help of business process outsourcing. We are a performance-oriented company. Our systematic methodologies coupled with the specialized skill sets of our team members have helped us integrate innovative technologies to improve business processes.
We offer solutions to clients and help increase their financial and operational efficiency, improved customer service and allow clients to focus on their core business.
Our core belief is that we can only grow on the strength of our clients’ growth and our services are aligned by this motivation.
